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What is an escrow shortage or surplus?

What's an escrow shortage or surplus? A shortage occurs when the escrow account balance at its projected lowest point for the next 12 months is below the required minimum balance. This required balance is typically equal to two months of escrow payments.

What happens if escrow shortage is paid in full?

On or after the effective date of the escrow analysis: If paid in full on or after this date, the shortage amount is removed from future monthly payments. See also: How do I pay my escrow shortage?

What happens if a surplus is less than $50?

If the surplus is less than $50 and your account is current, we’ll spread the surplus over the next 12 months to reduce the monthly payment. If the account is delinquent, the surplus will remain in the escrow account for future disbursements. Note: Current accounts in Nevada (NV) will be sent a surplus check, even if it is less than $50.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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